Water information system for Sri Lanka


Water information system for Sri Lanka

The Water Information System for Sri Lanka provides facts, figures and maps on trends in water availability, water use and water quality for the country. The tool, launched in January 2014, is the first of its kind for helping scientists and policymakers in Sri Lanka accurately monitor the dynamics of the country’s water resources. It also provides a secure platform for cooperation among all the agencies involved in water management in the country to share their data.
It was developed in conjunction with several national partners, including the Department of Irrigation, the National Water Supply and Drainage Board, the Institute of Fundamental Studies, the Water Resources Board and the University of Jaffna.
While many parts of Sri Lanka have an abundance of water resources, huge areas experience water scarcity. This means there is competition for water use for people’s individual needs and livelihoods, food production, industry, tourism as well the country’s stunning wildlife. Growing threats from climate change will intensify that competition, which means that it is more important than ever to manage water resources efficiently and sustainably. Tools such as the Water Information System for Sri Lanka play a part in supporting the country’s continued development, economic growth and future prosperity.
 Dams safety and water resources planning project
In a situation of growing urban and rural demand for water, competition for water among different uses is immensely increased. This emphasized an urgent need to manage and allocate the country's water resources efficiently and effectively by adopting sector wide approach to swapping individual interests to maximize shared management of water resources.
The Dams safety and Water resources planning project addresses the above challenges by undertaking remedial works of critical dams, provision of basic safety facilities, upgrading hydro-meteorological data collection, storage, management and dissemination system, enhancing capacity of institutions involved in the water sector to acquire knowledge and skills in using modern analytical tools and management practices to undertake sustainable multi-sector planning, development and management of the water resources in the country. In addition, project assists to reviewing and exploring the development potential and feasibility of existing water resources plans, including revised Mahaweli Water Resources Development Plan.
Accordingly, 32 high risk dams out of 80 large dams in Sri Lanka are identified to be fully renovated under the project. All 80 dams including 32 will be provided with basic facilities for efficient operations and maintenance of such dams.
Irrigation Department, Mahaweli Authority, Ceylon Electricity Board and National Water supply & Drainage Board are joined hands to implement the project together with other stakeholders involved in the water sector. Emphasis is given to safeguard the Social and environment aspects in the rehabilitation process of dams together with due consideration on protection of cultural properties of the dams.
 Deduru oya Reservoir the Large Irrigation solution for North Western Province

The project is carried out by the department of Irrigation. The Deduru Oya Reservoir is located in Kurunegala District. It served the lands in dry and intermediate zones of Kurunegala and Puttalam Districts, where the people are frequently suffering from water scarcity. Benefits from the Project have uplift the living condition of these people. The Reservoir has hold 75 million cubic meters of water after its completion and it has provided assured irrigation facilities for 11,000 ha (27,500 acres) of paddy lands in the Deduru Oya and the Mee Oya basins benefitting about 15,000 farmer families while about 50,000 families will benefit by domestic water facilities, lift irrigation, and extension of inland fisheries culture etc.
The project envisaged construction of following reservoir components; Construction of new 2400m long earthen dam, Constructions of 2 sluice structures, Construction of concrete spill structure and hydro power station of 1.5 MW, Improvements to minor tanks, which have fed by RB & LB Canals. The government of Sri Lanka is giving its best support to these projects to carry on an efficient water security framework in island wide. These are some examples for the existing water security practices in Sri Lanka.

When a country implements an integrated efficient framework for water security practices there should be some cost which have related with that framework. These costs should be bear by someone. Here the analysis is going to be done whether there is a relationship between the cost of the water security practices and the cost of the agricultural products (whether the farmers bear the cost of water security practices). The data for this part of analysis is mainly collected through the interviews carried out with the farmers and officials in the irrigation department.

According to the farmers’ statement that they have getting water to use in their agricultural activities through following sources; wells in their areas and the water issued from the tanks, ponds and rivers which have maintained by the department of irrigation, Sri Lanka. When they using the water from the wells in their areas they have incurred some costs related with the maintenance of those wells such as electricity, maintenance of pipelines, labor charges and etc. At the same time, the farmers have to incur some amount of money when they use the water supplied by the department of irrigation. There is a standard amount they need to pay. The amount is fixed and charged by the department of irrigation. The amount is fixed at Rs. 400 Per acre of paddy field for a year required water supply for agriculture. The farmers add this amount of money to the final cost of agricultural product as this expense include in their total amount of expenses.


According to the statement from the officials from the department of irrigation, the department of irrigation is the authorized body to supply the water to the paddy fields for agriculture. The farmers have established agricultural society in their area or village level. The farmers request to the department of the irrigation regarding the level of water they need for agricultural activity, the period (number of days) they need water and other information related with the supply of water through those agricultural societies. As per those requests, the department of irrigation supplies the water to the paddy fields. The department of irrigation charges an amount of money from the farmers for the water supplies they provided. The amount is Rs. 400 Per acre of land for one year. The amount of money collected from the farmers transfers to the head office of the department of the irrigation. This money will spend for the maintenance of the dams, drainages and tanks which used for the secure of water. But, the amount of money spending for the maintenance of the dams is not fully collected from the farmers. The government (treasury department) gives a large portion of contribution to the department of irrigation for their maintenance expense. Therefore, the expense incurred for the security of water sources are bear by the farmers and the government (treasury).


Historically, one of the fields in which Sri Lankans have displayed rare skills in managing nature and its riches is undoubtedly in the development of water resources. It has been recorded that Sri Lanka was practicing irrigation as farback as 500 B.C. A large number of water security practices were developed after the 1950’s including Udawalawe, Rajangane, kaudulla, Muruthawela, Nagadeepa, Mahawewa and etc. And currently there are lot of water security practices establish and maintaineed by the government of Sri Lanka (through relevant organizations under Ministry of Irrigation and Water Management) such as Mahaweli development plan, Dams safety and water resources planning project, Water information system for Sri Lanka, Deduru oya Reservoir the Large Irrigation solution for North Western Province, Development of ground water monitoring and assessment project and etc. These practices are carrying with incurring a large amount of money. These costs are bear by the farmers and government (treasury) of Sri Lanka. The farmers have including these costs (the amount they paid to the department of irrigation) to the cost of their final agricultural products.

Therefore, there are some effective and efficient water security practices available in Sri Lanka. And the cost of the water security practices has an impact on the cost of the agricultural products.

How Technology Reduce cost in Bank


How Technology Reduce cost in Bank
 
Retail credit department is connecting with three more main products in the bank. They are Housing Loans, Credit Cards and Personal Loans. I’m handing personal loans with more than one and half year experience in the said department.
Presently we are using manual system to process, evaluate and approve the facilities. In briefly I will describe you about this manual system.
Personal loan is the product that can be obtained, a person who works in the company more than one year in permanent cadre and earns more than LKR 50,000/- of salary in monthly or personal who has a well recognized professional qualification (doctors, engineers, lawyers and lectures..ect). After applying the loan from any branch, within 2 days we will give the feedback to client whether facility is approved or not.
In the branch side, they have to fill the application accurately and collect the required documents from the client and forward it to the Personal Banking unit via Email. Let’s see what the required documents are.
1.       Copy of ID
2.       Salary confirmation / employee confirmation letter
3.       Last three months of salary slips
4.       Last three months of bank’s statements where the salary being credited
5.       Billing proof (utility bill)
These are the final documents that we need to process the loan along with the loan application. We take the salary assignment directly from the company as collateral and exceptionally we accept standing instruction.
In the department, we take print outs all these documents and hand over to personal loan officer to process the loan.
Basically we are checking following steps
1.       What is the company client is working ( there is a approved company list)
2.       Employment period of the client in present organization
3.       Employment status ( permanent and confirmed or not)
4.       Present age of the client with retirement age.
5.       CRIB clearance
6.       Repayment capacity
Most important thing is repayment capacity of the client and we assume that total commitments of the client should not be exceeding 60% of net income. After calculating this repayment capacity we use score card to evaluate the client. We are giving some sort of marks to above criteria’s and calculate credit score to get a decision about the credit facility.
In year 2018, management has decided to implement a new workflow system for the Personal Banking Department to evaluate the facility via workflow, it is the web based application and last six months we have done some developments and made some processes to this system. In the workflow system also we have to the same do the same process to evaluate the client.
Month of April 2018, I have been allocated to do the system testing by head of the department and I have captured so many discrepancies from the workflow with our manual processing. So we have identified the new system was fail.
Reasons to failure
1.       Perceived usefulness
Actually when we doing the workflow testing we felt that system is not developing the personal performance of the staff members.  It means that the system was created in the frame work and we have to do the evolution under frame. Then we captured some technical issues as well.

I.                     There is no any method to divide the facilities by personal loan officer to officer.
All facilities will forward by the branch through the system and they are coming a cue of personal loan officers.
II.                   All security documents will be created by the system and we cannot add some special conditions by loan to loan.
III.                 As I said personal loan would be based on salary assignment and exceptionally if the salary will not be sufficient collateral there is no any method to take another tangible one via the system as we do manually.
IV.                If the provided documents are not enough to process the loan, we can’t request additional things via the system as we do manually.

2.       Perceived easy to use.
When we do the workflow testing, we felt that we have to get some effort to learn the system. Practically it is getting more time than the manually processing. We have captured some technical issues as well according to this topic.

I.                     System is very slow
II.                   Documents reviewing and comparing is very hard
III.                 System has not been given a guideline to evaluate the facility
IV.                Approval authority cannot take the perfect decisions about the facility


System is based on final step of the evaluation criteria, it is score card, we have to evaluate the facility only with the score card. Then we can’t get the perfect picture about the facility rather than the manual processing. As an example, repayment capacity of the client will get automatically and we haven’t any thing to do via system. But the thing is we cannot capture the real picture of the client with automatic calculations.  After the so many times of testing rounds we have given the new method to develop the workflow system.
Month of July 2018 vendor of the workflow has developed the software as we requested and end of the August 2018 we have confirmed to our IT department that  want the software go with live testing. Following developments has been done to willful the perceived usefulness and perceived ease of use.
1.       Created a method to divide the facilities by officer to officer.
Now all the facilities coming to the manager’s cue and manager will transfer the facilities to individual officers to process the loan.

2.       Security documents we can prepare via the system and we can edit the documents whatever we want. (to include the new special condition)
3.       Presently we can request additional documents via the system by transferring the facility here and there. (branch to Personal Banking Unit or Personal Banking Unit to Branch)
4.       We have increased the ram of over server to get fast the system
5.       New options are created to review the documents.
6.       Software has been developed with the checklist like manual processing and now we have guideline to evaluate the facility
After the implementing this new workflow system to the Personal Banking Unit, we will have some advantages as follows,
1.       Paper cost we can reduce
2.       Wasting of time we can reduce
3.       Misplacement of documents we can ignore
4.       All the approved facility details and decline facility details will be informed to the client via SMS and E-mail. Hence we can Reduce additional works such as typing of letters
5.       We can inquire the customer’s complains accurately
We all know as human behavior we do not like to change, first three months we will have to get a simple effort to practice with new system; finally we decided to go with live beginning on month of October 2018.

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